There are certain questions that you will need to get answers to when selecting the best possible breakdown cover. Not everyone should get the same policy, and these answers can help you decide on which one is the very best. A lack of information can easily lead to making the wrong decision, which is the last thing you want. There is no point in spending your hard earned money on a policy that you won’t be able to get full use of when you need it.
Can I get Breakdown Cover for my Entire Family?
If you have a vehicle that you and your family members share, you will probably want to get a vehicle-specific policy. If each person in your family uses a different car, it is better to get breakdown cover for every individual. Many providers offer a discount for those who need this type of cover for more than two people at a time.
Does Breakdown Cover Extend to Other Parts of Europe?
Unless you have European breakdown cover, you will only be able to take advantage of the services in your policy when you are in your own country. If you travel a lot for work or holidays, you should consider this option. It will provide you with help no matter where in Europe you happen to be.
How Much Does Breakdown Cover Cost?
The total amount that you pay for breakdown cover will largely depend on the specifics of the policy as well as the provider you choose. You have the option of paying a lump sum for the year or spending money out of pocket and getting reimbursed later on. If you choose the more traditional option, you could spend anywhere from £25 to £150 per year. It all depends on the level of cover you are interested in. Spend some time comparing quotes so you can save as much money as possible on your policy.
What do I do when my Vehicle Breaks Down?
If you have breakdown cover and you have a problem with your car while on the road, you will have a number that you can call for assistance. A technician will be sent to wherever your vehicle is right away. The amount of time it takes for the technician to arrive will depend on where exactly you are. If they are not able to get you back on the road, you can have your vehicle towed to the nearest garage. Depending on the policy you have, you might be able to get it towed to any garage you want.
Are Car Hires Included?
If you have a breakdown cover policy with Onward Travel, you could get a car hire while your vehicle is being fixed at a nearby garage. You could also be able to get overnight accommodations at a local hotel if you are not close to home. This particular feature can be extremely useful if you ever travel a long way from where you live.
Which Extras Are Worth Paying for?
There are certain extras that are worth paying for when you are looking into breakdown cover policies.
Some of the extras you should consider getting with your policy include:
- Tyre replacement: This service will ensure that you can get your tyre replaced if it goes flat while you are driving. It can save you a lot of hassle and frustration.
- Wrong fuel: If you ever accidentally put the wrong type of fuel in your car and it breaks down, this service can really help you out.
- Battery replacement: If the battery in your vehicle dies and cannot be jumped, a replacement might be necessary. In this case you will be glad that you chose the battery replacement option with your policy.
What is Not Included with Breakdown Cover Services?
There are certain things that might not be covered with your breakdown cover policy. A lot of providers will not provide services if you happen to break down on private property, or there could be an additional charge. If you happen to break down as the direct result of an accident, you might not be able to get help. Make sure that you ask your provider about which exceptions there are to your policy before making a final decision.
Why Should I get Breakdown Cover?
Breakdown cover is very important for most people, but especially those who drive a lot. The more you are on the road, the bigger the chances are of breaking down at some point. If you ever find yourself in this situation, you will be able to get the help you need right away. This can turn a disastrous situation into a mild inconvenience. There are lots of providers that offer these policies, so it’s important to do your research.